UNITYBNK
Investo's verdict, shared with you
No fair value published
No valuation could be derived for this company from the inputs we hold.
Show what the engine computed
Input quality · no EPS within 2y — latest usable is FY2022, refused as a current anchor
Unity Bank Plc reported a deeply negative PBT of ₦62.6bn against revenue of ₦59.4bn in FY2023, implying operating losses that exceed total revenues and rendering the bank technically insolvent on an earnings basis; a court-ordered merger meeting filing (September 2025) signals a rescue or consolidation process is underway rather than organic recovery. With a market cap of only ₦17.7bn, a negative P/B ratio of -0.04 from our independent cross-check (implying negative book equity), and ROA of -25.9%, the bank's equity base appears wiped out, making current shareholders likely to face severe dilution or write-down in any restructuring.
Verdict published 2026-08-10 · fundamentals through FY2023 · reviewed as the data changes
Verdict moderated to Watch — Avoid was refused
No computed valuation exists for this name.
Source: NGX live market data · Investo intelligence. Educational only — not financial advice.