SUNUASSUR
Investo's verdict, shared with you
No fair value published
The derivation ran and was refused by our own plausibility checks. We publish no number rather than a plausible-looking one.
Why · 2 checks
Our valuation methods disagree
The earnings-based and book-based readings of this company differ by more than 2.5×. That spread is real information, but averaging it would manufacture a number no method actually produced.
Our own committee reads this differently
Our rules-based factor scorecard scores this company's Value factor the opposite way to our fair value. Both cannot be right, so neither is presented as settled.
What we would need
- Earnings and book value drawn from the same set of accounts, so the two legs can be reconciled.
- Agreement between the filing-derived valuation and the vendor ratios the committee scores.
Show what the engine computed
Method spread · 2.67× between the highest and lowest valuation leg.
Methods disagree · The valuation legs disagree by 2.67x (Blended P/E band ₦2.26 vs Blended P/B band ₦3.12 vs Justified P/B ₦1.17). No point estimate is defensible until the inputs are reconciled.
Committee disagrees · Committee scores Value POSITIVE (constructive) but our base fair value implies -33.2% downside.
Sunu Assurances Nigeria Plc trades at ₦3.67, implying 13.93x P/E and 1.47x P/B against a sector peer median of 8.60x P/E and 1.25x P/B, leaving the stock richly valued relative to its fundamentals: F…
Verdict moderated to Watch — Avoid was refused
Committee scores Value POSITIVE (overall constructive); an "avoid" against our own committee is not publishable without a re-derivation.
Source: NGX live market data · Investo intelligence. Educational only — not financial advice.