REGALINS
Investo's verdict, shared with you
No fair value published
The derivation ran and was refused by our own plausibility checks — so we publish no number rather than a plausible-looking one.
Why
Our valuation methods disagree
The earnings-based and book-based readings of this company differ by more than 2.5×. That spread is real information, but averaging it would manufacture a number no method actually produced.
What we would need
- Earnings and book value drawn from the same set of accounts, so the two legs can be reconciled.
Show what the engine computed
Method spread · 3.58× between the highest and lowest valuation leg.
Methods disagree · The valuation legs disagree by 3.58x (Blended P/E band ₦0.33 vs Blended P/B band ₦1.18 vs Justified P/B ₦0.37). No point estimate is defensible until the inputs are reconciled.
Regal Insurance Plc trades at ₦0.83, a 15% premium to the engine's blended base fair value of ₦0.72 and a 21x trailing P/E against a sector median of 8.34x, suggesting the market is pricing in expect…
Verdict moderated to Watch — Avoid was refused
The valuation legs disagree by 3.58x, so there is no defensible valuation behind an extreme call.
Source: NGX live market data · Investo intelligence. Educational only — not financial advice.