ABBEYBANK
Investo's verdict, shared with you
No fair value published
The derivation ran and was refused by our own plausibility checks. We publish no number rather than a plausible-looking one.
Why · 4 checks
Our valuation methods disagree
The earnings-based and book-based readings of this company differ by more than 2.5×. That spread is real information, but averaging it would manufacture a number no method actually produced.
Implied earnings multiple is far from the peer group
At the computed value this company would trade at a P/E a long way from its sector median. Either the earnings input or the peer anchor is unreliable.
A per-share input was repaired or refused
One of the per-share figures behind this valuation did not agree with the audited totals it should reconcile to, so it was recomputed from those totals or rejected outright.
A per-share input was repaired or refused
One of the per-share figures behind this valuation did not agree with the audited totals it should reconcile to, so it was recomputed from those totals or rejected outright.
What we would need
- Earnings and book value drawn from the same set of accounts, so the two legs can be reconciled.
- A verified earnings figure, or a peer group with enough clean constituents to anchor against.
- A per-share figure in the source data that reconciles to the reported totals.
Show what the engine computed
Method spread · 14.12× between the highest and lowest valuation leg.
Methods disagree · The valuation legs disagree by 14.12x (Blended P/E band ₦1.02 vs Blended P/B band ₦14.4 vs Justified P/B ₦2.91). No point estimate is defensible until the inputs are reconciled.
Implied P/E off peers · Implied P/E at base 67.69x is 14.25x the sector median 4.75x.
Figure corrected · EPS anchor is from the accounts to 2024-12-31; the company has since filed ABBEY MORTGAGE BANK PLC - AUDITED FINANCIAL STATEMENTS FOR T (2026-03-31), which has not yet been read
Figure corrected · independently sourced EPS ₦0.26 is 2.36x our filing-derived ₦0.11 — one of the two earnings bases is wrong; the P/E leg is unreliable until resolved
Input quality · EPS anchor is from the accounts to 2024-12-31; the company has since filed ABBEY MORTGAGE BANK PLC - AUDITED FINANCIAL STATEMENTS FOR T (2026-03-31), which has not yet been read
Input quality · independently sourced EPS ₦0.26 is 2.36x our filing-derived ₦0.11 — one of the two earnings bases is wrong; the P/E leg is unreliable until resolved
Source: NGX live market data · Investo intelligence. Educational only — not financial advice.